Can I Finance a RAM Truck with No Credit History?

If you find yourself needing a new vehicle without any credit history, it can seem like an impossible situation. This problem is doubled when you are looking for a truck for work. Luckily, our RAM financing department will work with you to get you behind the wheel.

Saving

Anyone investing in a new RAM truck will want to save as much as possible so they can put down the largest down payment they can afford. However, this is especially important for anyone with poor or no credit history. Since you’re more likely to receive more strenuous terms on a loan, paying as much as you can up front will save you money in the long run.

If you’re a student or have recently graduated, consider asking about special terms. Some dealerships can take this into account and may offer you a more generous loan than they would have otherwise.

Co-Signers

The best way to get behind the wheel with poor or low credit is to find a co-signer willing to sign with you. This may be a tough proposition, since your cosigner will find their credit score dinged if you miss any of your payments, so family members make a good choice to ask. That being said, as long as you keep up with your regular payments, there’s no need to worry!

Get Started with RAM Financing Today

No matter how you’re planning on financing your RAM truck, come to our showroom today for a test drive and to talk to one of our great agents. The Prestige Chrysler Dodge Jeep® RAM finance department will be happy to find a way to let you drive a new truck off the lot today.