Chrysler Capital Financing Frequently Asked Questions (FAQ)

When you’re interested in financing a new vehicle, you’ll be pleased to know you can conveniently secure financing through Chrysler Capital at Prestige Chrysler Dodge Jeep® RAM. We know the financing process can be overwhelming though, so we’re addressing some frequently asked questions to help you shop with confidence.

How Do I Get Approved for Financing?

You can conveniently apply at our dealership or apply anytime through our online portal. We look at your buying power to help determine how much you can afford, so you’ll need to provide your net income, as well as your existing expenses. We’ll also look at your credit report, which could affect your credit score.

What if I Have Bad Credit?

While bad credit can affect your credit score, that doesn’t mean you can’t secure an auto loan. We work with buyers with bad credit or even no credit at all. We encourage you to reach out to our team to discuss your financing options.

How is My Monthly Payment Determined?

There are a variety of factors that go into your auto loan payment. We’ll discuss your monthly payment with you during the financing process, or you can get an estimate using our online auto payment calculator. Here are some factors:

• Vehicle price
• Interest rate
• Loan term
• Down payment
• Trade-in value

How Can I Lower My Car Payment?

Are you hoping to lower your monthly auto payment? There are a few options that can help.

• Opt for a longer term which would lower your monthly payments
• Make a larger down payment to reduce the amount you need to finance
• Consider adding a co-signer if a low credit score is to blame
• Consider a more affordable vehicle such as one of our quality pre-owned models

Still have questions? Contact our Las Vegas car dealership — we’re happy to help!